Finance Protections


Naturally, as an Alfa Romeo buyer you’ll select the best possible insurance cover, but what does that cover actually include? However comprehensive, it cannot be all encompassing. Unemployment, illness or accidents can stop any of us in our tracks, and your car could be stolen or written off. Should the worst occur, you don’t want to be concerned about repayments or being out of pocket. Like every Alfa Romeo driver you want to enjoy your car to the full, and we can help. By giving you the clear information you need to make a well judged decision about protection, we can cover you against the ‘what ifs’.


• Combined Guaranteed Asset Protection (GAP) and Return to Invoice (RTI) starts to protect you where your conventional motor insurance stops. In the event of your Alfa Romeo being stolen and unrecoverable, or written off, this plan covers any shortfall between the agreed full insured value that your motor insurer pays out and the invoice value of your vehicle or outstanding balance of your finance agreement - whichever the higher. So this plan protects you financially and doesn't leave you out of pocket.
• Combined GAP and RTI covers either the difference between the amount your comprehensive motor insurance company will pay and the vehicle purchase price or the amount you actually owe under your finance agreement, whichever is the greater amount.
• Your comprehensive motor insurance company will offer you the market value at the time of your claim and this might be less than the amount you paid for your vehicle, especially if you have had your car for a while.
• Combined GAP and RTI could pay out up to a maximum of the purchase price of the vehicle (cover available is dependant of the purchase price of your vehicle).
• For a one-off payment get the very best peace of mind protection for up to a maximum of 48 months.


SMART stands for Small Motor Accident Repair Technology and is a policy designed to assist in maintaining the appearance of your vehicle as at the time of purchase. Key Features and Benefits.
The SMART Repair Insurance policy from Alfa Romeo provides a small body repair system that will keep your vehicle in showroom condition, without compromising your no claims bonus. The policy helps ensure your vehicle remains free from chips, minor dents, light scratches and scuffs.
With a SMART Repair Insurance policy from Alfa Romeo, your vehicle is covered for damage caused by everyday motoring. You can claim up to £3,000 in aggregate (including VAT). The total cost of repairs cannot exceed the above amount as this is not considered to be ‘minor damage’. There is no excess payable. Alfa Romeo SMART

Repair Insurance helping to protect the showroom condition of your new car.


We can offer you a competitive Motor Insurance quote in less than 3 minutes. Upgrade to Alfa Romeo Insurance, designed for Alfa Romeo drivers. We built your car, who better to protect it? Get total peace of mind with Alfa Romeo Insurance. Alfa Romeo Insurance, is a trading style of FCA Automotive Services UK Ltd, whose registered office is 240 Bath Road, Slough, SL1 4DX and is registered in England and Wales, No. 2739931. Insurance is underwritten by Aviva Insurance Limited, whose registered office is Pitheavlis, Perth PH2 0NH and is registered in Scotland, No 2116. Insurance is arranged and administered by Lloyd Latchford Group Limited whose registered office is 3 Redman Court, Bell Street, Princes Risborough, Bucks HP27 0AA and is registered in England and Wales, No. 05988054.
FCA Automotive Services UK Ltd (FRN 312683) and Lloyd Latchford Group Limited (FRN 496330) are authorised and regulated by the Financial Conduct Authority. Aviva Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 202153).


This portal allows you to manage your Alfa Romeo Financial Services agreement quickly and easily online.

Manage your existing contract online


At FCA Automotive Services UK Ltd and Leasys UK Ltd we are committed to offering our customers the highest possible standards of service. In so doing we are pleased to support the Financial Conduct Authority initiative: ‘Treating Customers Fairly’. For more details on our customer commitments, please  click here

To maintain obligations as described in the Financial Conduct Authority Handbook we are obliged to report our complaints data which can be found here

We aim to resolve any complaints internally, however if you are not satisfied with the result or 8 weeks have passed since you first made your complaint, you may have the right to refer your complaint to the Financial Ombudsman Service - for more information please visit



FCA Automotive Services UK Ltd became SAF Approved in September 2009. SAF (Specialist Automotive Finance), was introduced by the Finance & Leasing Association (FLA) in June 2007 to raise awareness of motor finance amongst car buyers by raising standards and improving knowledge of staff in showrooms. SAF Approved was introduced in August 2009 and is now an industry recognised kitemark. It is audited and monitored by the FLA. To become SAF Approved each dealership must submit an annual SAF compliance statement and adhere to the SAF guidance note – a principles-based best practice document that calls for dealerships to lend responsibly and treat customers fairly. The guidance note uses the FLA Lending Code as its foundation.

FCA Automotive Services UK Ltd is a member of the Finance & Leasing Association (FLA) and adheres to their Lending Code.
The Code is available here.

The FLA Lending Code sets out standards of good practice in consumer lending. It is intended to provide assurance to customers that they may buy with confidence from full members of the FLA.

Leasys UK Ltd is a member of the British Vehicle Rental & Leasing Association (BVRLA) assuring the customer the highest levels of professionalism and integrity.
The BVRLA’s Industry Fair Wear and Tear Standard for Drivers of Cars – licensed to Leasys UK Ltd.
The BVRLA’s Industry Fair Wear and Tear Standard for Drivers of LCVs – licensed to Leasys UK Ltd.

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